Mbi 218 thousand credit cards are in use in Kosovo, while in the last five years alone, an estimated 43 thousand new users have been registered.
Citizens say they turn to credit cards when monthly revenues are not enough, but debt returns and high interest rates make financial situation difficult.
Economy expert Kreshnik Domi estimates that this form of borrowing is costing families dearly, while Professor Fidan Qerimi stresses that Kosovo has an effective interest rate of about 30%, higher than the countries of the region.
The following Chronicles brings details: